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Address: 389 Niles Cortland Rd. NE, Warren, OH 44484
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Phone: (330) 856-6244
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Email: info@plattinsurance.com
Insurance Resources
Insurance Learning Center
All your insurance questions answered here.
Builder’s Risk Insurance
What is Builder’s Risk Insurance and Who Should It Cover? Builder’s risk insurance, sometimes referred to as construction insurance, covers a contractor’s property, material and equipment relating to a building or project under construction. It can be used to cover ground-up new structures or the renovation of existing structures. The coverage typically continues until the […]
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Replacement Cost vs. Market Value
The Difference Between Replacement Cost and Market Value on Your Home Insurance When you purchase a homeowner’s insurance policy and look at the coverage amounts, you may wonder why they are higher or lower than the price you paid for the home or the value of the home according to the current market. There is […]
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How Much Car Insurance Do I Need?
If you’re reading this, you’re most likely looking for Ohio auto insurance quotes, but you’re not quite sure where to start and how to make sure you have the right coverage. Well, we’ve got you covered. Welcome to the buckeye state. Land of many cornfields, birthplace of aviation, and one of the top-ranking states for […]
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Five Things That May Be Missing From Your Home Insurance Policy
Owning a home is one of the greatest responsibilities (and sometimes headaches) people will have in their lifetime– which is why protecting it through home insurance is so important. And if you’re like most people, you would think that after meeting with an agent, you have the coverage you need. Unfortunately, that isn’t always the […]
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What Happens if I Need to File an Insurance Claim?
Tips on How to File an Insurance Claim If you’re reading this, you’re probably interested in filing a claim. Well, you can stop your google searches and sit back because we have you covered. Half of the stress when going to file a claim is the unknown of what to expect during the claims and […]
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Term vs. Whole Life Insurance: Which one is best for you?
The Difference Between Whole and Term Life Insurance We know that thinking about life insurance is not everyone’s cup of tea. However, if someone is financially dependent on you, life insurance is a topic you just cannot avoid. Life insurance is insurance that provides cash to your loved ones when you die. This sum of […]
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Does Credit Score Affect Car Insurance Rates?
The Most Surprising Way to Save Money on Your Car Insurance There are many factors that go into determining the rate of your car insurance including your age, gender, driving record, and the type of care you drive; but the most surprising factor is your credit score. Yes, you read that right- your credit score! […]
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Does Home Insurance Cover Water Damage?
What kind of water damage is covered by home insurance? Water is one of the most common (and frustrating) causes of damage to a home. At Platt Insurance, we have experienced this with our clients and our own personal homes, but everyone wants to know- does home insurance cover water damage? And the answer is… […]
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What is an Independent Insurance Agency?
Platt Insurance is an independent insurance agency, so we often get the question, “What does it mean to be independent?” For starters, there are three basic types of insurance agents out there: There are benefits to all three, but we’re firm believers that when it comes to properly protecting your family or business, the perks […]
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What Determines the Cost of Your Auto Insurance?
How the cost of your auto insurance policy is determined If you own a vehicle, you should own an auto insurance policy. But have you ever wondered how the cost of that policy is determined? Several different factors go into calculating your auto insurance premium, and understanding them can help you make smarter decisions when […]
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