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Surplus Lines Insurance: What is it and How Does it Work?

By Amelia | September 13, 2024

What is Surplus Lines Insurance? Surplus lines insurance is a type of insurance for risks that are too unusual or high for regular insurance companies to cover. These could be things like hosting large events, owning rare or expensive items, or needing insurance for a property in a high-risk area like a flood zone. Traditional […]

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Buying a New Home and Turning My Old Home into a Rental:

By Amelia | August 29, 2024

What Do I Need to Do? Transitioning from living in your current home to renting it out while purchasing a new property can be a significant financial and lifestyle decision. Here’s a guide on what you need to do when making this transition: Evaluate Your Financial Situation: Begin by assessing your financial readiness for owning […]

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Renters Insurance for Roommates: What You Need to Know

By Amelia | July 24, 2024

Renters insurance is an important policy that offers financial protection to renters. However, if you have roommates, you may wonder if you need individual policies or if a single renters insurance policy will suffice. Here’s what you need to know about renters insurance for roommates: Individual Policies: Each roommate should have their own renters insurance […]

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Summer Food Safety

By Amelia | July 3, 2024

Tips for Safe Outdoor Eating and Grilling Summer is the perfect time to enjoy outdoor picnics, barbecues, and backyard grilling with family and friends. However, with warmer temperatures, it’s important to pay extra attention to food safety to prevent foodborne illnesses. In this blog, we’ll discuss some essential tips for safe outdoor eating and grilling […]

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When Do I Need Life Insurance?

By Amelia | May 22, 2024

The Critical Times in Life That You Need Life Insurance the Most Life insurance is part of a responsible financial plan. And while you should feel secure knowing it will be there to meet your financial responsibilities and protect your family, there are a handful of situations where you may need life insurance more than […]

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Home Maintenance Tips

By Amelia | March 14, 2024

Protecting Your Investment and Insurance Coverage Your home is not only a significant financial investment but also a place of comfort and security. Regular home maintenance is crucial to ensure your home retains its value, remains safe, and is covered by your insurance policy. Here’s a list of essential home maintenance tasks to help you […]

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Understanding Different Types of Auto Insurance Policies

By Amelia | February 27, 2024

Auto insurance is a necessary expense for all vehicle owners. It helps protect you financially in case of an accident or theft. In this blog, we’ll break down the various types of auto insurance policies to help you decide which one is right for you. Liability Insurance Liability insurance is the most basic type of […]

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Tax Planning and Wealth Preservation

By Amelia | January 12, 2024

Tax planning and wealth preservation are critical aspects of managing the financial affairs of high net worth individuals (HNWIs). Proper tax planning can help minimize tax liabilities and protect accumulated wealth. Here are some insights into legal and strategic methods to achieve these objectives: Tax-Efficient Investment Strategies: o Invest in tax-efficient assets like tax-free municipal […]

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Christmas Light Safety Do’s and Don’t

By Amelia | December 8, 2023

Strands of sparkling holiday lighting make your home feel merry and bright, especially on a gloomy December day. However, if installed incorrectly, they have the potential to damage your home or electrical system. Before you grab your ladder and boxes of lights, review our list of do’s and don’ts for hanging holiday lighting strands safely. […]

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Holiday Cooking Safety

By Amelia | November 14, 2023

The holidays are a time for family, friends, fun, and food. Unexpected fires are not a popular addition to anyone’s holiday to-do list. Unfortunately, cooking-related fires make up the majority of home fires, with an average of 455 occurring daily. Thanksgiving, Christmas Eve, and Christmas have the highest number of kitchen fires of any day […]

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