Address: 389 Niles Cortland Rd. NE, Warren, OH 44484
Phone: (330) 856-6244
Insurance Learning Center
All your insurance questions answered here.
Summer Travel Safety
Tips for Staying Safe and Secure While Traveling Summer is a popular time for travel, whether it’s a road trip, a beach vacation, or an international adventure. It’s important to prioritize safety and security during your travels to ensure a smooth and enjoyable trip. Here are some tips for staying safe and secure while traveling during the summer: Plan and research: Before you travel, research your destination thoroughly. Understand the local laws, customs, and cultural norms. Familiarize yourself with the local emergency services and know the location of the nearest embassy or consulate if you are traveling internationally. Make sure…Read More
Why Did My Insurance Rates Go Up?
Unraveling the Factors Behind Increasing Insurance Rates. Insurance serves as a vital safety net, protecting individuals and businesses from unforeseen events. However, it is no secret that insurance rates have been on the rise in recent years. In this blog, we will delve into the key factors that contribute to the increase in insurance rates, including changes in your risk profile, new purchases, the insurance company experiencing loss, industry-wide increases, missing payments, and changes in your policy. Changes in Your Risk Profile Insurance rates are often determined by assessing the level of risk associated with the insured party. If your…Read More
5 Questions Newlyweds Have About Life Insurance
Congratulations! There’s so many things to be excited about after becoming a newlywed, especially when you’re just coming off the thrill of a wedding and honeymoon. Trust me, I know firsthand! During this crazy time, you may be looking forward to settling into a new routine, while simultaneously being aware that there are certain plans you need to make together for the future. Although it may not be the first thing on your mind, creating a strong financial plan for your future should be an important point on your to-do list. And, your financial strategy needs to include planning for…Read More
Farm Insurance Basics
What is Farm Insurance? At Platt Insurance, we believe that small, local farmers are the backbone of our food supply and community. We support them by offering access to the best farm insurance coverage and carriers on the market today. But what exactly is farm insurance and how does it protect local farmers? Farm insurance is designed to protect agricultural businesses from potential losses and liabilities. Whether it’s a small hobby farm or a large dairy or beef operation- insurance should be a big part in the overall risk management strategy for farms. Basic coverages are similar from farm to farm,…Read More
Car Rental Insurance
Should I buy insurance from the car rental company? Vacations are the perfect for taking time off and spending it with your family and friends, but sometimes all the planning it takes can be overwhelming. Nowadays vacations can be pretty costly, especially when it comes to transportation. Whether you are going on a road trip or flying into a new town, rental cars are a must! So, we often get the question: Do I need to purchase insurance from the rental car company? Rental cars are a big topic at Platt Insurance and whether you decide to purchase coverage from…Read More
The Basics of Renters Insurance Many renters are under the impression that their landlord’s insurance policy will cover their belongings, unfortunately that’s usually not the case. Your landlord’s insurance policy covers the building itself, but it typically does not cover your personal belongings or injuries that happen within your unit. That’s when renters insurance comes into play. Renters, or tenant, insurance protects your belongings in a rented apartment, condo, or house from the unexpected. Because of this, there are several reasons why you may want to consider purchasing renters insurance… Protection of personal property Renters insurance can offer protection for…Read More
My Neighbor’s Tree Fell On My House!
What should I do? And other tree related information. It’s beautiful to live in a tree-filled neighborhood, and in Northeast Ohio, there are plenty! But trees are one of the most common and frustrating causes of claims. During a windstorm or big weather event you can’t really control where a tree might fall, which is why we often get the question… If my neighbor’s tree falls on my house, am I responsible? In most circumstances, the answer is yes. If a tree or other debris falls and damages your property, it is your responsibility. If it falls on your house,…Read More
Freshen Up Your Home and Insurance Policies This Spring
Spring Cleaning Tips The flowers are blooming, the birds are serenading, and the house still feels like it’s stuck with the winter blues. Spring cleaning is a tradition that allows us to freshen up our homes and get a head start on the often-hectic seasons of spring and summer. It can feel like a daunting task, but it doesn’t have to be difficult. Here are six spring cleaning tips to get you started. Clean Room by Room Approaching your house room by room is the most effective way to deep clean it. Create cleaning checklists for each room to help…Read More
Does The Age of Your Roof Affect Your Insurance Rate?
Why It’s Important to Replace Your Roof for Your Homeowners Insurance Whether it’s raining, hailing, or windy outside, your roof takes the brunt of all the harsh elements. However, if your roof has been neglected and isn’t in tip-top shape when bad weather hits, then you could be putting your home at risk for leaks or other potential severe damage. If your roof is old, faulty, or on its last leg, your home may be categorized as high risk. This also means you may be paying a higher premium for your policy. Here, we’ll review what’s typically covered for roof…Read More
Builder’s Risk Insurance
What is Builder’s Risk Insurance and Who Should It Cover? Builder’s risk insurance, sometimes referred to as construction insurance, covers a contractor’s property, material and equipment relating to a building or project under construction. It can be used to cover ground-up new structures or the renovation of existing structures. The coverage typically continues until the building project is complete and is signed off on by the owner. There are no standardized policy forms for builder’s risk insurance because every construction project is different. As a result, this type of insurance is often misunderstood and deemed overly complex by contractors. A…Read More