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Insurance Resources

Insurance Learning Center

All your insurance questions answered here.
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Five Things That May Be Missing From Your Home Insurance Policy

By Amelia | January 23, 2023

Owning a home is one of the greatest responsibilities (and sometimes headaches) people will have in their lifetime– which is why protecting it through home insurance is so important. And if you’re like most people, you would think that after meeting with an agent, you have the coverage you need. Unfortunately, that isn’t always the […]

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What Happens if I Need to File an Insurance Claim?

By Amelia | January 23, 2023

Tips on How to File an Insurance Claim If you’re reading this, you’re probably interested in filing a claim. Well, you can stop your google searches and sit back because we have you covered. Half of the stress when going to file a claim is the unknown of what to expect during the claims and […]

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Term vs. Whole Life Insurance: Which one is best for you?

By Amelia | January 23, 2023

The Difference Between Whole and Term Life Insurance We know that thinking about life insurance is not everyone’s cup of tea. However, if someone is financially dependent on you, life insurance is a topic you just cannot avoid. Life insurance is insurance that provides cash to your loved ones when you die.  This sum of […]

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Does Credit Score Affect Car Insurance Rates?

By Amelia | January 23, 2023

The Most Surprising Way to Save Money on Your Car Insurance There are many factors that go into determining the rate of your car insurance including your age, gender, driving record, and the type of care you drive; but the most surprising factor is your credit score. Yes, you read that right- your credit score! […]

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Does Home Insurance Cover Water Damage?

By Amelia | January 23, 2023

What kind of water damage is covered by home insurance? Water is one of the most common (and frustrating) causes of damage to a home. At Platt Insurance, we have experienced this with our clients and our own personal homes, but everyone wants to know- does home insurance cover water damage? And the answer is… […]

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What is an Independent Insurance Agency?

By Amelia | January 23, 2023

Platt Insurance is an independent insurance agency, so we often get the question, “What does it mean to be independent?” For starters, there are three basic types of insurance agents out there: There are benefits to all three, but we’re firm believers that when it comes to properly protecting your family or business, the perks […]

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Factors That Impact Auto Insurance Costs

By Ellie Platt | January 17, 2023

How the cost of your auto insurance policy is determined If you own a vehicle, you should own an auto insurance policy. Have you ever wondered how the cost of your policy is determined? There are a number of different factors that impact the cost of your auto insurance. While not all companies use the […]

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Will Business Interruption Insurance Cover Coronavirus?

By Ellie Platt | March 16, 2020

The most frequently asked question we’ve received over the last couple of weeks is- Will Business Interruption Insurance Cover Coronavirus? As a small business owner myself, I completely understand this question. An unexpected closure would certainly create a hardship for our agency and the employees who depend on us for their livelihood. Sadly, the answer […]

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