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Freshen Up Your Home and Insurance Policies This Spring

By Amelia | April 11, 2023

Spring Cleaning Tips The flowers are blooming, the birds are serenading, and the house still feels like it’s stuck with the winter blues. Spring cleaning is a tradition that allows us to freshen up our homes and get a head start on the often-hectic seasons of spring and summer. It can feel like a daunting […]

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Does The Age of Your Roof Affect Your Insurance Rate?

By Amelia | March 8, 2023

Why It’s Important to Replace Your Roof for Your Homeowners Insurance Whether it’s raining, hailing, or windy outside, your roof takes the brunt of all the harsh elements. However, if your roof has been neglected and isn’t in tip-top shape when bad weather hits, then you could be putting your home at risk for leaks […]

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Builder’s Risk Insurance

By Amelia | February 9, 2023

What is Builder’s Risk Insurance and Who Should It Cover? Builder’s risk insurance, sometimes referred to as construction insurance, covers a contractor’s property, material and equipment relating to a building or project under construction. It can be used to cover ground-up new structures or the renovation of existing structures. The coverage typically continues until the […]

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Replacement Cost vs. Market Value

By Amelia | January 27, 2023

The Difference Between Replacement Cost and Market Value on Your Home Insurance When you purchase a homeowner’s insurance policy and look at the coverage amounts, you may wonder why they are higher or lower than the price you paid for the home or the value of the home according to the current market. There is […]

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How Much Car Insurance Do I Need?

By Amelia | January 27, 2023

If you’re reading this, you’re most likely looking for Ohio auto insurance quotes, but you’re not quite sure where to start and how to make sure you have the right coverage. Well, we’ve got you covered. Welcome to the buckeye state. Land of many cornfields, birthplace of aviation, and one of the top-ranking states for […]

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Five Things That May Be Missing From Your Home Insurance Policy

By Amelia | January 23, 2023

Owning a home is one of the greatest responsibilities (and sometimes headaches) people will have in their lifetime– which is why protecting it through home insurance is so important. And if you’re like most people, you would think that after meeting with an agent, you have the coverage you need. Unfortunately, that isn’t always the […]

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What Happens if I Need to File an Insurance Claim?

By Amelia | January 23, 2023

Tips on How to File an Insurance Claim If you’re reading this, you’re probably interested in filing a claim. Well, you can stop your google searches and sit back because we have you covered. Half of the stress when going to file a claim is the unknown of what to expect during the claims and […]

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Term vs. Whole Life Insurance: Which one is best for you?

By Amelia | January 23, 2023

The Difference Between Whole and Term Life Insurance We know that thinking about life insurance is not everyone’s cup of tea. However, if someone is financially dependent on you, life insurance is a topic you just cannot avoid. Life insurance is insurance that provides cash to your loved ones when you die.  This sum of […]

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Does Credit Score Affect Car Insurance Rates?

By Amelia | January 23, 2023

The Most Surprising Way to Save Money on Your Car Insurance There are many factors that go into determining the rate of your car insurance including your age, gender, driving record, and the type of care you drive; but the most surprising factor is your credit score. Yes, you read that right- your credit score! […]

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Does Home Insurance Cover Water Damage?

By Amelia | January 23, 2023

What kind of water damage is covered by home insurance? Water is one of the most common (and frustrating) causes of damage to a home. At Platt Insurance, we have experienced this with our clients and our own personal homes, but everyone wants to know- does home insurance cover water damage? And the answer is… […]

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