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Will Business Interruption Insurance Cover Coronavirus?

By Ellie Platt | March 16, 2020

The most frequently asked question we’ve received over the last couple of weeks is- Will Business Interruption Insurance Cover Coronavirus? As a small business owner myself, I completely understand this question. An unexpected closure would certainly create a hardship for our agency and the employees who depend on us for their livelihood. Sadly, the answer to this question for most businesses is usually, “No”. However coverage will depend on your individual circumstances, as well as the contract language of your policy. Coverage and policy wording can vary dramatically, so it is important that you consult with our agency or your…

landlord insurance in Howland STATE | Platt Insurance Group

5 Rules Every Landlord Should Live By

By Erin Keltner | March 16, 2017

I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property can be a major pain, and end up costing you a ton of money! I certainly don’t mean to be a “Debbie Downer”, and I know that if it’s done right it can be lucrative, but from an insurance agent’s perspective, I don’t see a lot of people doing it right. So you’re probably thinking, “Well Chris, you are an…

credit health and insurance in Howland STATE | Platt Insurance Group

Will my credit rating change my insurance rates?

By Erin Keltner | February 2, 2017

I was recently asked this question by one of our Platt Insurance Group clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one of them being credit. I’ve heard a lot of complaints from people who don’t like the fact that insurance companies use credit in their underwriting. Some people have absolutely no idea that it’s used in the rate at all. At the end of the day, there’s not much we can do about it though. Insurance companies have been using credit in…

Why Do My Auto Insurance Rates Keep Going Up Even Though My Car Keeps Getting Older?

By Erin Keltner | February 2, 2017

Why do my auto insurance rates keep going up even though my car is getting older?  At Platt Insurance Group, many of our clients ask this question so I would like to address it from a couple of angles. First things first, even though it’s called car/auto insurance, it covers more than just your car. It should technically be called “auto-owners” insurance, similarly to how home insurance is actually called “home owners insurance”. It’s important to understand that there are a lot of variables that go into insurance premiums, and with auto insurance, it’s no different. The insurance company is…

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